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Whether you use this site as a casual visitor or become a Wisdom At Work client, you are agreeing to certain terms which are clearly outlined below. Please read this agreement carefully. We may change this agreement from time to time and by using the site you are agreeing to the terms as they are updated and changed, whether or not you have read them. If at any time you do not agree with these terms, please do not use the site. All of the information in this agreement refers to Wisdom At Work only. Other sites which are linked to ours are not covered by this agreement and you should refer to their agreements for their specific policies. We are careful about the sites with which we link, however, we cannot control the ever changing information on those sites and urge you to use good judgment when visiting all web sites.

In using WisdomAtWorkUSA.com you agree to enter true and accurate information on the site.

Our newsletter articles, media mentions, and all other information on this site are copyrighted and/or trademarked by either the author or WisdomAtWorkUSA.com. You may NOT use these articles without written permission from WisdomAtWorkUSA.com except for your own personal non-commercial use. By downloading, printing, or otherwise using the material on the site for personal use you in no way assume any ownership rights of that material. If you see something on the site that you would like to use or share beyond simple personal use, it is likely that we will consider allowing you to do so - but only with written permission. For permission please email drSteve@WisdomAtWorkUSA.com.

We reserve the right to deny use of the site to anyone for any reason.

Disclaimer

We fully reserve all rights in regards to the nature, terms, and any other detail of any program, service, offering or product offered by WisdomAtWorkUSA.com and its related companies. We reserve the right to change our programs, without notice, as well any service or product offered.

All of the information on this site is based on the opinion of the writers who contribute to the site. They are not attorneys, accountants, financial advisors, therapists, physicians, or nutritionists and unless otherwise stated on their bio. pages they are not licensed by any federal, state, or local bureaucracy. Use the information on this site at your own risk and use your common sense. Use of this site is not a substitute for professional legal, financial or medical advice. If you feel that you need specific advise in a particular area you are encouraged to seek personal, professional counsel.

While we strive to provide useful and high quality information on this site, we make no representations about the suitability, accuracy, or reliability of the information as it might relate to any site visitor or client. By using this site you agree to hold WisdomAtWorkUSA.com, it’s owners, contributors to the site, and all other users of the site harmless in every way. Any dispute arising as a result of using this site will be settled by mediation, and if mediation is unsuccessful then by binding arbitration. WisdomAtWorkUSA.com and you as the user agree that disputes related to the use of this site will never reach the court system but will instead be settled by the above referenced methods. Any such settlement activities will take place in Miami, FL, where WisdomAtWorkUSA.com is based. Costs of such mediation or arbitration shall be borne solely by the individual bringing the action.

If you have questions about this disclaimer please e-mail us as at:

drSteve@WisdomAtWorkUSA.com